Legal & General Insurance

Legal & General was the first company to sell insurance online. Founded in 1979 it sells its products through a range of channels including IFAs and directly to the public.

Their Personal Medical Insurance range called Lifetime Essentials, offers plans to suit all needs and budgets from a budget plan to a comprehensive product targeted at both individual and corporate clients.

It has since 2004 also included a cash plan. Its product range consists of; Cash Plans, Group and Individual Medical Insurance.

Legal & General Product Portfolio

Lifetime Essentials - Covers full cover for private treatment and follow up consultations. Minimum Premium £10.97. Maximum Premium £114.16.

Lifetime Essentials Plus - A more standard product which includes pre-treatment and consultations along with cover for alternative therapies. Minimum Premium £26.20. Maximum Premium £243.73.

Lifetime Comprehensive - Offering full cover for all out-patient consultations, psychiatric cover and a stress line. Minimum Premium £32.84. Maximum Premium £277.89. All individual policies include access to a 24-hour GP advice line.

Health Cash Plan - This plan has four levels of cover for single through to family members. It provides cash benefits towards treatments such as dental, optical, specialist and physiotherapy. Minimum Premium £5.95 (single level 1 cover). Maximum Premium £29.95 (single level 4 cover).